For Buyers

 

buyer3.jpg Buying a home is an exciting time in one’s life.
Making the smart move of choosing a REALTOR®
is your first step to ensuring that your new home
and community meets your needs.
Our services and experience range from financial aid
to helping you find the home that best suits you
and your family. For your convenience,
we also
provide listings by email.
We pride ourselves on repeat business and
hope you’ll come to understand why.



As Your Agent, We Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.



Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.
buyer4.jpg



Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.



Find out how much your closing costs could be.

Ruth and Rod Usher

We pride ourselves on providing unparalleled service and look forward to developing a long-term relationship with you.
Please feel free to contact us if you would like to discuss how we can best assist you with your real estate needs.



Sincerely,
Ruth and Rod Usher
Hampton Home Marketing Center

An Independently Owned and Operated Member of The Prudential Real Estate Affiliates, Inc.



Ruth Usher Lic. #RS280223 Rod Usher Lic. #RS280207